What Happens if You Can’t Work After Your Car Accident in Louisiana?

Image of car being hit on the back left side and sitting on the road

Many of us have been in a car accident at some point in our lives. For the most part, car accidents are minor. They don’t cause serious injuries. We can walk away from them frustrated, but with an interesting story to tell.

For other people, car accidents can be much more serious. They end up in the hospital with very bad injuries. They may be out of work for weeks or even months. By the time they recover from their injuries, their entire lives have changed.

Depending on the type of accident you’re involved in, you could be back to work in days. Or, you may find out you aren’t able to work ever again. If this is the case, the defendant may be liable for your permanent disability.

Your Lake Charles auto accident attorney will work hard to get you the compensation you deserve. If you end up permanently disabled after your accident, you may be entitled to quite a lot of money.

What Kinds of Accidents are the Most Dangerous?

Most accidents are nothing more than fender benders. They cause some property damage but the people involved walk away with minor injuries. They submit their claims to the insurance companies and wait for their checks.

Other accidents are a lot more dangerous. They cause serious injuries. Some of the types of accidents that are more serious include:

  •     Head-on collisions
  •     Drunk driving accidents
  •     Wrong way accidents
  •     Truck accidents
  •     Speeding

These accidents involve cars going at a fast speed. They also involve reckless driving. People who are drunk have no appreciation for how poorly they’re driving. And people who crash into cars head-on clearly have no control over their vehicle.

The injuries caused in these accidents are quite severe. They can leave their victims laid up for weeks or months. Some victims are never able to live a normal life again.

What Kinds of Injuries Can Leave You Permanently Disabled?

If you suffer whiplash or broken bones in your accident, you’ll be back on your feet in no time. It’s the people who suffer more long-term injuries that end up permanently disabled. Lake Charles accident lawyers handle these types of cases all the time. 

Certain injuries, by their very nature, can leave their victims disabled. These injuries include:

  •     Traumatic brain injuries
  •     Spinal cord injuries
  •     Internal injuries
  •     Organ damage
  •     Nerve damage
  •     Head and neck injuries

If you suffer any of these injuries, you may end up permanently disabled. If this happens, your Louisiana injury lawyer will demand that you be compensated.

What Damages Do You Get if You Become Permanently Disabled?

It can be hard to calculate permanent disability benefits. It’s not an exact amount. First, your attorney will estimate how much you would’ve earned had you continued to work after your accident. Second, they’ll determine how much you’ll receive on disability.

Your lawyer will calculate the difference between these two figures. Then, you’ll estimate how many more years you would have worked. Most judges will use 65 as the average retirement age. You’ll multiply the difference in income by the number of years you would’ve continued to work.

For example, let’s say you were earning $100,000 per year before the accident. You’ll only earn $30,000 a year on disability. This is a difference of $70,000 per year. If you were 30 years old at the time of the accident, you would’ve worked another 35 years.

So, you’d multiple the $70,000 by 35 years. In this example, therefore, your Lake Charles accident lawyer will demand that you receive about $2.5 million. Now, you probably won’t receive this much. However, this is the amount your attorney will demand in your initial complaint.

Most car accident cases in Louisiana settle out of court. This means your lawyer is going to negotiate a settlement with the defendant’s lawyer. So, the $2.5 million will more than likely be reduced to a much lower figure. This is the risk you take with a settlement. You exchange a lower amount of money for a guaranteed payday.

Contact a Lake Charles Auto Accident Lawyer Today

If you get into a car accident in Louisiana, you’re going to need to contact a Lake Charles car accident lawyer. Your lawyer will review your case and let you know what it may be worth. They’ll also answer any questions you may have.

Call today and schedule your free initial consultation. And remember – you pay nothing until you settle your case. 


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